AI SEO agency or AI SEO tool: what should a small business pay for?

Pay an AI SEO agency when you need strategy, technical fixes, link building and someone accountable for results. Pay for an AI SEO tool when your main need is steady, on-brand content at a lower monthly cost. You can start with one and add the other later, and the two work well together.

Written October 8, 2026 by Preston Vawdrey at Draftly.

Draftly makes an AI SEO tool, so weigh our view with that in mind.

What an AI SEO agency does that a tool does not

An AI SEO agency is an SEO agency that uses AI inside its own process. What you pay for is the people, and they cover four jobs software does not do well on its own.

  • Strategy. An audit of your site and competitors, a decision on which pages to build first and a plan tied to your sales goals.
  • Technical fixes. Indexing problems, slow pages, broken redirects and structured data on your own site. These need access to your code or CMS settings.
  • Link building. Outreach and digital PR to earn links from other sites. That work runs on relationships and follow-up.
  • Accountability. A named person who reports on results, explains what changed and adjusts the plan.

What an AI SEO tool like Draftly does

An AI SEO tool does the repeatable part of the job, which for most small businesses is writing and publishing posts. Here is what Draftly covers.

  • Consistent, on-brand posts. Draftly builds your brand voice from your website and writes each post in it.
  • Rule checks on every post. Each post is checked against your SEO copywriting rules and gets one automatic fix pass if it breaks any. In a 20-brief test, GPT 6 Luna posts passed every hard rule 95% of the time after that pass. Our 14-model writing test shows how other models handle the same rules.
  • Publishing. One click to WordPress, Shopify, Ghost, Webflow, HubSpot or Squarespace.
  • A fixed monthly cost. Your first post is free, and paid plans cost $29, $69 and $100 a month.
Draftly's setup screen with a website URL entered, and the finished post it produced: 1,296 words, SEO score 75/100, Draft status and the opening of the article
A real first run: a URL in, a 1,296-word draft with SEO meta out.

Draftly also shows your Google Analytics and Search Console reports on every plan, and paid plans add keyword data through its connector. It does not build links or change your site's code. The Draftly AI copywriter page covers how a post gets made.

How the costs compare

Agencies usually bill a monthly retainer or a project fee, and the price reflects the people assigned to your account. Quotes vary widely by scope, so ask each agency for a written list of what is included each month and how results are reported.

A tool costs a flat subscription. Draftly starts at $29 a month after one free post (see every plan and what it includes). The trade is that you, or someone on your team, still decides what to write about and reviews each post before it goes live.

Draftly's Create Blog Post screen with a model picker listing GPT, Claude, Gemini and DeepSeek models and their credit cost
Pick the model per post. Paid plans unlock Claude, Gemini and DeepSeek.

Which one fits your situation?

Find the row closest to where your business is today.

Pages are not getting indexed, the site is slow or redirects are broken

Agency

These are fixes to your site's code and setup, which a writing tool does not touch.

You need a steady blog in your voice on a small budget

Tool

A tool produces posts each week for a flat monthly price.

Your competitors win on backlinks

Agency

Link building and digital PR take outreach by people.

You know your topics and want posts out each week

Tool

The work is writing and publishing, which a tool handles end to end.

New site with no SEO plan yet

Both, in order

Pay an agency for an audit and a plan, then use a tool to write the posts it calls for.

Your agency is short on writing time

Both

The agency keeps strategy and links, and a tool drafts posts its team reviews.

You want one person to answer for traffic goals

Agency

A tool reports numbers. An agency owns the plan and adjusts it.

When to use both

Use both when you need expert direction and a steady flow of posts. The agency sets the plan, fixes the technical problems and earns links. The tool writes the posts the plan calls for, in your voice, and the agency reviews them.

Draftly's Growth plan is built for teams and agencies publishing most days of the week, and the Draftly connector for Claude and ChatGPT lets an agency's team plan posts with your brand voice and live keyword data in the AI app they already use.

Questions to ask before you pay for either

  1. Is my site technically healthy, with pages indexed and loading quickly?
  2. Do I know which topics my customers search for?
  3. Who on my team will review posts before they go live?
  4. Do my competitors outrank me because of content or because of links?
  5. What will I measure after three months to decide whether it worked?

Frequently asked questions

What is an AI SEO agency?

An AI SEO agency is an SEO agency that uses AI in its own work, for research, drafting or reporting. You still pay for people: strategists, technical specialists and outreach staff who plan the work and answer for it.

Is an AI SEO tool enough for a small business?

It can be when your site is technically sound and your main gap is regular content. If pages are not indexed or competitors win on links, a tool alone will not close that gap.

Can I use Draftly alongside an SEO agency?

Yes. The agency can own strategy, technical fixes and links while Draftly writes posts in your voice. Its connector also lets an agency's team use your brand voice inside Claude or ChatGPT.

How much does an AI SEO tool cost?

Prices vary by tool. Draftly's first post is free, and paid plans cost $29, $69 and $100 a month.

Try the tool side first, free

Paste your website URL and Draftly writes one post in your brand's voice at no cost. Read it, then decide what your business needs.

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